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National Trust Loan Funds

The National Trust Loan Funds (NTLF) have a 30-year track record of lending to low-income historic districts and to specific endangered historic resources. It consists of two preservation revolving funds: the Inner-City Ventures Fund and the National Preservation Loan Fund. The combined asset base of these Funds has grown since 1994 from approximately $4 million to approximately $10 million.

Eligible applicants are tax-exempt nonprofit organizations; local, state, or regional governments; and for-profit organizations. Preference will be given to nonprofit and public sector organizations.  For further information contact:

National Trust for Historic Preservation Funds
1785 Massachusetts Ave., NW
Washington, DC 20036
Phone: (202) 588-6360
Fax: (202) 588-6207

HUD 203(k) Rehab Loan

The HUD 203(k) program allows a home buyer to obtain just one loan for the purchase and renovation of a home, which is not possible with conventional financing.  In order to obtain 203(k) financing, the property must be a one-to-four family dwelling that is at least one year old and must require a minimum of $5,000 in eligible improvements.  Interest rates are generally lower than on construction loans and 203(k) funds can also be used to refinance existing indebtedness on a property in order to finance its rehabilitation.  HUD insures and regulates the 203(k) program while a commercial lender processes the application and makes the loan.  HUD and the lender guide borrowers through the application and renovation process, which ensures that the work is carried out according to plan.  For further information contact:

US Department of Housing and Urban Development
451 7th Street S.W.,
Washington, DC 20410
Telephone: (202) 708-1112   TTY: (202) 708-1455